Do:

• Tell the loan officer everything; disclose all potential problems with regard to credit, employment, and source of funds.
• Disclose all income and debts.
• Disclose all sources of funds.
• Ask questions.
• Bring a cashier's check to the closing. Personal checks are not usually accepted.
• Disclose alimony and child support.

Don't:

• Incur additional debt while loan is in progress.
• Apply for new credit during the application process.
• Change employment while loan is in process.
• Transfer funds between depositories without keeping detailed records.
• Make any large purchases during the loan process.
• Procrastinate providing information when requested.